Understanding Your Structured Settlement Payout Options

If you're receiving periodic payments from a structured settlement, you may be considering selling some or all of your future payments for a lump sum of cash today. Our structured settlement calculator helps you estimate how much you could receive by selling your future payments.

How Structured Settlement Sales Work

When you sell your structured settlement, a factoring company purchases your future payments at a discount. The amount you receive depends on:

• The total amount and frequency of your future payments
• How soon your next payment is due
• Current market discount rates (typically 8-18%)
• State regulations and court approval requirements

Why Use Our Calculator?

Our free tool provides a realistic estimate to help you:

• Compare potential offers from different buyers
• Understand the time value of money
• Make an informed decision about selling
• Plan your finances with accurate projections

Remember that actual offers may vary based on your specific circumstances and the buying company's policies. Always consult with a financial advisor before making decisions about your structured settlement.